Prisma goes live on Tuum’s modular core banking platform

By AI, Created 11:35 AM UTC, May 20, 2026, /AGP/ – Prisma has gone live on Tuum’s next-generation core banking platform as the regulated Spanish payment institution moves to a full SaaS stack built for scale and regulatory demands. The rollout gives Prisma direct payment integrations, stronger AML support and a cleaner path to expansion across Europe and beyond.

Why it matters: - Prisma’s migration gives the regulated payment institution a modern core built for complex payment flows, compliance and growth. - The move reduces dependence on legacy infrastructure and third-party middleware. - The implementation is aimed at improving scalability as Prisma expands globally. - The setup also strengthens readiness for stricter EU operational and security requirements.

What happened: - Prisma (PRISMA PAYMENTS EP, S.A.) went live on Tuum’s next-generation core banking platform on April 28, 2026. - Prisma is a regulated payment institution licensed by the Bank of Spain. - The company moved toward a modern, full SaaS stack through the implementation. - The rollout focused on Tuum’s Accounts and Payments modules. - Tuum positioned the partnership as part of its “Bank Builder’s Platform” strategy for European payment institutions.

The details: - Tuum delivered end-to-end capability tailored for Electronic Money Institutions, Payment Service Providers and fintechs. - Tuum provides direct integrations with SWIFT, SEPA and CentroLINK. - Those integrations remove the need for third-party middleware. - Tuum includes a pre-built direct integration to Hawk for AML compliance. - The architecture is designed to support DORA and ISO standards readiness. - Prisma says the new core supports its global growth ambitions and gives the company the agility to handle complex payment flows and regulatory change. - Prisma’s CEO Jose Carbajosa said the modular platform is a natural next step and supports intentional, sustainable expansion.

Between the lines: - The deal reflects a broader push among European payment firms to replace legacy cores with modular cloud platforms. - Tuum is using the deployment as proof that its platform can serve institutions that need both orchestration and compliance-heavy integrations. - Prisma’s shift from infrastructure maintenance to growth suggests the operating model change is as important as the technology upgrade.

What’s next: - Prisma will use the new core to support continued global expansion as the business grows. - The company is positioned to scale with lower infrastructure burden and improved unit economics. - Tuum is likely to continue targeting banks, payment institutions and fintechs that want progressive modernization without daily business disruption.

The bottom line: - Prisma’s go-live marks a clear move from legacy constraints to a modular, compliance-ready payment stack built for expansion.